Banking Best Practice

Teraverde Management Advisors provides strategic planning and management, governance and operations management services to financial institutions of all sizes to help them identify growth and profit opportunities and strategic opportunities for process improvement.

Teraverde consultants understand banking operations from the executive level and know first-hand how departments and operations are interrelated.  Our collective knowledge and capabilities, coupled with our collaborative approach to problem solving, enable us to strategically and efficiently tackle and resolve interrelated problems including asset quality, capital requirements, interest rate risk, profitability, accounting, compliance, documentation, technology, security, and others.

We are highly experienced in identifying the myriad interrelated issues that banks face with regulatory compliance requirements.  We deliver comprehensive compliance solutions to small financial institutions with resource and knowledge base constraints and lead them through the discovery process.

And we help large financial institutions integrate and streamline legacy compliance systems and processes and develop and implement sustainable solutions to facilitate integration and communications going forward.

Partnering with experts who get it right the first time is the most efficient and cost effective way to resolve compliance problems and ensures that you avoid lost income, as well as potential penalties and fines that may stem from errors or missed deadlines.  

Governance & Strategy

  • Strategic Planning
  • Capital Planning
  • Interest Rate Risk Management
  • Contingency Funding Plans
  • Regulatory Compliance and Related Advisory Services
  • Stress Testing
  • Asset Sale and Acquisition Services
  • Enterprise Risk Management
  • Risk Analysis, Health Checks and Remediation

Management Assistance Services

  • Credit Management
  • Problem Asset Management
  • Interest Rate Risk Management
  • Due Diligence Projects
  • Vendor Management
  • CALL Report Assistance
  • Allowance for Loan and Lease Losses (ALLL)
  • Technical Accounting Assistance (including Purchases of Impaired Loans) 

Policies, Procedures & Internal Controls

  • Operations and Internal Controls
  • Policy and Procedure Development
  • Internal Control Mapping
  • Allowances for Loan and Lease Losses (ALLL)

Profitability & Efficiency

  • Mortgage Banking and Loan Origination Best Practices
  • Profit Improvement Planning
  • Turn-key Residential Construction Lending Solution
  • Mortgage Loan Origination Team Coaching for Successful Production Growth