Best-in-Class-Mortgage Technology

Navigating a changing mortgage landscape and ever-increasing volume can leave you feeling lost. That’s why Teraverde built the most powerful and innovative suite of programs that work in harmony with your LOS to streamline workflow, automate time-consuming processes, and crunch data to increase profitability.

Use actionable intelligence and make swift business decisions to gain a competitive advantage in the marketplace. The ability to identify and eliminate performance problems, waste, and revenue leakage is crucial, especially in today’s challenging lending environment.

Coheus Profit Intelligence

Improving data driven decision making— all while instantly gaining insight of the lender’s overall business. Coheus transforms data and information into actionable intelligence. 

Coheus can associate data and provide actionable intelligence for better decision making to increase profits and to gain a competitive advantage in the marketplace.

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“The Coheus analysis was invaluable in understanding the opportunities in the proposed merger.”

Bank President

“You’ve worked long hours to get our deal done on time given short time frame!”

Bank General Counsel

“Teraverde gets stuff done!”

Bank CFO

“Your team helped get the merger across the finish line. Thank you for so much support to our client!”

Investment Banker

“Your SprinkleX capital market tools helped us beat our pricing targets on our loan sales!”

Mortgage Banking CEO & Founder

“Great job helping with the acquisition due diligence planning and execution”

Bank General Counsel

“I thought buying whole loans would be complicated….that was way too easy!”

Bank CEO

“I trust your team, and that’s why we are using Teraverde for our second M&A transaction analysis and diligence. You’re an extension of my management team.”

Bank Chairman & CEO

“Thank you for providing so much support to the bank’s executive team through the completion of the merger”

Bank President and CEO

“Coheus provided real-time analysis of the portfolios, servicing, geography and credit metrics. This helped us move the deal very quickly.”

Investment Banker

“Teraverde helped us meet our loan growth requirements and to meet investor growth expectations!”

Bank CEO

“It’s great to be able to rely on Teraverde for residential and commercial loan due diligence jobs!”

Bank Chief Lending Officer

“Teraverde helped us through the entire whole loan purchase process including funding, servicing transfer and trailing documents post-closing.”

Bank SVP

“The SprinkleX Solution helps us meet our non-organic loan growth needs. Outstanding result!”

Bank Chief Executive Officer

Access Critical Mortgage Data with Coheus, Anytime and Anywhere

Coheus +Mortgage Data + Mobile +Desktop +Ipad

4 Tiers to Meet Your Needs:

Coheus

OS (‘One Solution’)

Best choice for Encompass users on all level. Packages our most popular Coheus Applications into one solution. 

  • Coheus OS combines workflow, task and service level management with the power of complete access to your LOS data Information and most importantly profit and operational intelligence. 
  • Includes Executive, Operations, Contribution and Sales applications as well as SpeedPath® task and service level management.  All in one solution.  Coheus One Solution (OS).

Coheus

Silver

Coheus Silver is an entry-level version of Coheus.  

  • It works with Encompass and other LOS systems.  
  • It provides over 40 sheets of data-driven intelligence insights.  
  • Great for executives and senior origination and operation managers.  It includes the Executive and Operations applications.

Coheus

Gold

Coheus Gold is best choice for executives and senior origination that are using Loan Vision. 

  • Provides everything in Coheus Silver, plus Coheus for Loan Vision, the leading accounting system for mortgage banking. 
  • Over 45 sheets of data driven intelligence insights.
  • It includes Executive and Sales applications

Coheus

Platinum

Coheus Platinum is executives and senior origination, operations, and financial managers. 

  • Platinum is the complete Mortgage BI solution for originations, sales, operations, secondary marketing, and Executive Leadership. 
  • Over 50 sheets of data driven intelligence insights. It’s optimized for Encompass.  
  • It includes Executive, Operations, Contribution and Sales applications.

Note:  Coheus can be up and running in 48 hours with Encompass through Coheus Configurator.  Other LOS systems may require additional configuration time.

Feature list

Feature list

Coheus Silver

Coheus Gold

Coheus Platinum

Coheus OS

Specialty Apps

Executive

Operations

Sales

Contribution

SpeedPath

Loan Vision

Velocify

Risk Management

FAQs


What will I receive when I purchase Coheus?

You’ll receive cloud based Coheus to access critical data, organized for executives, production managers, operations managers and secondary managers. It’s a service, so no need to install anything on desktops, etc. And no need to hire administrator or other support personnel.

 

How does this help manage my pipeline?

Up to date LOS data is at your fingertips, associated and presented in a manner that provides for a Data Informed Decision-Making Process. You get actionable decision-making information at your fingertips. No need to wait days or weeks for information from your ‘BI Team’ for reports that often miss the mark.

 

Can I perform Ad-Hoc Reporting?

Yes, Ad-Hoc reporting of key data fields is supported.

 

What LOS systems are supported?

There is a direct integration with Encompass. Other LOS systems with APIs are also supported.

 

How fast is data updated?

Data is extracted from your LOS system at regular intervals, usually every hour or half hour… so you are working with near real-time data directly from your LOS. Faster refresh is available as an option.

 

Can we get help on installing Coheus?

Absolutely. As soon as the installation payment and agreements are executed, our team will get your data connected within days, and you can begin use. We’ll help you get up and running quickly.

 

What happens when I first begin using Coheus?

The first thing most clients notice is data integrity issues. You’ll see them up front, rather than finding out about them in QC, investor stipulations or non-purchase or repurchase. The biggest ROI from Coheus is finding and correcting the root cause of data integrity issues.

 

The next benefit is accelerating approvals, closing and investor purchase by working on loans that can be approved and funded quickly, and managing the remaining loans to a prompt decision and closing. You’ll discover missing and erroneous data, and have the chance to quickly resolve the issues.

 

Is Coheus a Reporting System?

Coheus helps you make data informed decisions using data that is presented in the manner mortgage executives want to use the data. The associations that Coheus make are based with feedback from over 100 industry leading CEOs. You manage with data insights to make data informed decisions. Coheus is designed to support fast data informed decision making and provides ad-hoc reporting. Coheus is not intended as a ‘report generator’. Rather, it provides information highlighted and presented in an intuitive way. Coheus is a playbook to speed decisions, profit and fundings. Coheus provides actionable Profit Intelligence, not static reports.

 

Do You Handle Upgrades?

We keep Coheus on a path of periodic upgrades, based on user community suggestions as well as our own internal research.

 

Can I export data I see in Coheus?

Yes, as a CSV file, PDF etc.

SpeedPath

SpeedPath manages workflow, service levels and data change management for each individual lending task.
SpeedPath is configurable by the lender so speed to ROI and continued flexibility are built in.

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Prioritize your pipeline to ensure your staff works on the right loans at the right time is critical! 

Instant lift in speeding up approvals, closing and selling loans. 

Encompass Product Suite

Supercharge Encompass and Your Staff – Add the Missing Pieces to Encompass and Leverage Your Staff for profitability.

Through years of working with Encompass clients, Teraverde has developed a suite of automated solutions to relieve the user from heavy workload and stress from underperforming solutions. By automating time-consuming and costly processes combined with the ability to quickly purchase and implement individual or multiple solutions, our suite of Encompass Integrations can start to simplify and streamline your process today.

The Digital Mortgage Store is Open!

Lending solutions on the demand. Purchase and install in 48 hours.

Encompass Implementation Services

Teraverde has worked through major challenges in the mortgage lending and banking industries. Our highly experienced staff is ready to help you get up and running quickly and seamlessly, assisting you in optimizing deployment, while leveraging all that Encompass has to offer, out of the gate.

EM Pro Elite

Partnering to Deliver Data Insights and Profitability to Encompass Users

Through a strategic partnership, Encompass customers can count on a trusted guide to support them.