Teraverde Current Commentary

What Is the Fuss Over URLA?

URLA stands for Uniform Residential Loan Application and is the application that is used when a person is applying for a federal loan. After 20 years, it is finally getting a facelift, and mandatory adoption is March 1, 2021. How Does It Affect You as An Encompass...

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Today’s Data Intelligence in Mortgage Lending

Today’s Data Intelligence in Mortgage Lending

My kids and I were driving back from a school event, and Bella, my daughter asked me why I was excited about my job. Bella is seventeen years old and Jorge is sixteen, and the only world they have ever known has the iPhone, with all the services, information and...

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The Ride-Hailing Disruption

The ride-hailing industry demonstrates the speed and impact of disruption. Disruption occurs quite quickly, and the transformation affects all industry participants (including lenders!). Let’s take a dive into the ride-hailing industry and see how one...

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Disruption in Mortgage Lending

Disruption in Mortgage Lending

The Mortgage Lending Industry, like many others, realizes the need to embrace technology to do more with data. Industry organizations are trying new technology solutions to improve transparency and leverage data intelligence across multiple data sources. One...

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